Small Business Portal

New rules that came into force on July 1 will create opportunities for older Australians to boost their retirement savings ...
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Rising interest rates are almost always portrayed as bad news, by the media and by politicians of all persuasions. But ...
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Australia’s housing market: is the boom really over? The reins were always going to be pulled on Australian property prices, ...
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Stay up to date with what's happened in Australian markets over the past month. Cost of living pressures, inflation and ...
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A number of changes were proposed by the Government during the election campaign, and support was also announced for a ...
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Stay up to date with what's happened in Australian markets over the past month. The economic event that overshadowed all ...
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On Friday 27 April 2022 we farewelled a much loved staff member Jenny Riley. After 11years with Integrity One, Jenny ...
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Stay up to date with what's happened in Australian markets over the past month. The war in Ukraine added a ...
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On Thursday 14 April 2022 we farewell a much loved staff member Vicki O'Connor. Vicki has been providing stellar service ...
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A balancing act Billed as a Budget for families with a focus on relieving short-term cost of living pressures, Treasurer ...
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From boom to balanced: 2022 set to ride a smoother property wave After a bumper year across the Australian property ...
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Stay up to date with what's happened in Australian markets over the past month. Russia’s invasion of Ukraine in late ...
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It seems like June 30 rolls around quicker every year, so why wait until the last minute to get your ...
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If your 2022 goals include buying your first home, even though you’re finding it impossible to save for that ever-increasing ...
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Why go through the worry (and expense) of moving when you can turn your current place into your dream home? ...
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As the nation drifts back to work and study after the summer break, it’s often a time to start putting ...
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Stay up to date with what's happened in Australian markets over the past month. January is normally a quiet month ...
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After a difficult year of COVID disruptions and uncertainty, the summer holidays can’t come quickly enough. It’s a chance to ...
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Every homeowner loves the idea of becoming mortgage-free faster and paying less interest in the lead up to that landmark ...
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As we start a new year, many people will be enjoying the warmer weather and the chance to slow down ...
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Asset rich and income poor is the dilemma faced by many retirees. But there may be opportunities to boost your ...
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Ever thought about taking a break from your routine, a “Financial Health Day” to spend some time tightening up your ...
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Inflation appears to be firmly on the rise and while that is bad news for consumers it’s not necessarily bad ...
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Greater flexibility in working arrangements has been a by-product of the pandemic, as working from home has become more widespread ...
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"What if Christmas, doesn't come from a store. What if Christmas...perhaps...means a little bit more!” ― Dr. Seuss Here in Australia ...
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Christmas is a time when we come together to celebrate with our family and friends. And, for those who haven’t ...
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Stay up to date with what's happened in Australian markets over the past month. As November drew to a close, and ...
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For those of us who’ve been in and out of lockdown over the past 20 months, this has meant a ...
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Australia’s thriving property market has recovered so swiftly since the brief pandemic-induced recession of 2020, that authorities have stepped in ...
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Stay up to date with what's happened in Australian markets over the past month. All eyes were on the September ...
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After spending their working life building retirement savings, many retirees are often reluctant to eat into their “nest egg” too ...
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If you are surprised at how prices in cities and regional areas have risen even in the face of the ...
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For many people, there’s much more to choosing investments than focusing exclusively on financial returns. Returns are important, but a ...
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For many people, debt is a dirty word. But not all debt is created equal. There’s good debt and there’s ...
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Just like the property it allowed you to buy, your mortgage benefits from regular maintenance. Spring is the perfect time ...
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When it comes time to investigate residential aged care for yourself, your partner, parent or relative, the search for a ...
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Stay up to date with what's happened in Australian and global markets over the past month. Our August update video ...
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As we navigate ongoing lockdowns due to COVID-19 across Australia, here is a guide to the latest benefits you may ...
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When the coronavirus pandemic hit financial markets in March 2020, almost 40 per cent was wiped off the value of ...
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Fixed term rates have never been lower in Australia but with some lenders starting to move fixed rates and further ...
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Stay up to date with what's happened in Australian and global markets over the past month. Our July update video ...
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The principle of ‘salary sacrificing’ may not sound very appealing. After all, who in their right mind would voluntarily give ...
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Whether it’s the booming price of Bitcoin, or record-breaking prices for investments paid for in digital currencies, cryptocurrencies continue to ...
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We all lead busy lives so juggling family, work and personal responsibilities can be complicated – particularly when people we ...
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Are you in the market to buy property? Make sure you consider these 7 checkpoints! 1) Bigger deposit, better position ...
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When you’re building up your super, you’re in the accumulation phase. Once you’re able to access your super, you can ...
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One of the things that we all have in common as living beings is our finite lifespan and our awareness ...
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Getting married is a joyous time. However, if you are one of the 20 per cent of Australians who will ...
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The end of the financial year is approaching quickly, which means it’s time to get smart with your super. There ...
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During this year’s Federal Budget announcement Treasurer Josh Frydenberg stated “Australia is back!”. The Budget proposes positive changes to superannuation, ...
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Contrary to much publicised expectations of collapsing property prices, at Integrity Finance Australia we are seeing strong demand in property ...
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If you're employed, your employer should be paying a percentage of your earnings into your super account. It's worth checking ...
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Managing your finances to meet your day-to-day requirements as well as your long-term goals can be a complex task. Not ...
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Looking for the most effective way to build your wealth? Not sure where to start? The first thing you need ...
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Last year we all had a taste of what it is like to lose some independence and be confined at ...
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Birthdays and new years are great times for making lifestyle changes, however, for resolutions affecting your financial health, there’s often ...
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You would have heard the saying: “where there’s a will, there’s a way”. This statement is usually used to encourage ...
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Overview The 2020 Budget is all about jobs, jobs and spending to make more jobs. We already have JobSeeker and ...
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The following infographic from the Integrity One Aged Care team highlights some key metrics on age and retirement demographics in ...
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These are indeed testing times for us all!. Victoria entered Stage 4 restrictions for six weeks commencing at 11.59 pm ...
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Moneymanagement.com.au recently reported that 84% of financial advisers passed the FASEA June exam. No at bad result BUT 100% of ...
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On 7 August 2020, the Government made amendments to the previously announced extension of JobKeeper, which will ease the eligibility ...
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The COVID-19 pandemic is posing many challenges to individuals and businesses particularly during this period of social distancing, self-isolation and ...
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We know that finding your way into your first home can be daunting to say the least, let alone navigating ...
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The COVID-19 pandemic has resulted in the government allowing early access to superannuation, for people significantly financially affected by the ...
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As we continue our busy lives day in and day out it can be hard to take a step back ...
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Car loans, credit cards and personal loans can be helpful at the time, however often become a source of unnecessary ...
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Most people wouldn’t dream of taking their car on the road without car insurance or living in a house without ...
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Choosing to give money to charity or charitable causes that you care passionately about can be straightforward but there are ...
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Children certainly don’t come with an instruction manual. From the time they’re learning to crawl parents begin teaching their children ...
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Super savings are for retirement. However, as a result of the financial hardship caused by Covid-19, you may have had ...
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Are you following us on Facebook ?. We know that Facebook is not everyone's cup of tea, but it can ...
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The Government has announced that it will extend the application of the increased $150,000 instant asset write-off threshold by six months from ...
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Many of us save and plan for retirement, with our main focus on ensuring we have enough money to live ...
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MANDATORY CODE FOR RENT RELIEF The National Cabinet has agreed that states and territories will implement a mandatory Code of ...
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From all at Integrity Finance, we hope you and your families are doing well in these crazy times. Unfortunately we ...
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The Australian Securities and Investments Commission (ASIC) has stepped in to try and stop real estate agents advising tenants struggling ...
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There has been a lot to take in over the last few weeks with almost daily announcements on a range ...
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JOBKEEPER PAYMENT The Government has introduced JobKeeper Payment designed to help businesses affected by the Coronavirus to cover the costs ...
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Unfortunately, scammers are taking advantage of the spread of coronavirus to exploit and play on the fears of consumers across ...
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Our team sincerely hope that during these challenging times with the COVID-19 virus that you and your families remain healthy ...
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2020 is certainly starting out as the most challenging of years - it’s been a tough time for us all, ...
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The Australian Prudential Regulation Authority (APRA) is imposing some significant changes to new income protection policies in Australia commencing 31 ...
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One of the primary ‘weapons’ banks utilise, is to take advantage of lazy borrowers.  Our interest rates have headed down ...
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There’s plenty to consider when trying to secure your financial future. Should I pay off the mortgage or put money ...
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It can be difficult to plan, both financially or emotionally, for the move into an aged care facility. When choosing ...
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Interest rates are very important for many Australians, and rightly so – after all, whether it's the returns on savings ...
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Yes it can, but only in certain situations. While most people try hard to strike a fair balance when they ...
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"I buy on the assumption that they could close the market the next day and not reopen it for five ...
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“How much can I borrow?” is a standard question for many prospective residential property purchasers.  The start point should be ...
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Transition into aged care can be an emotional time for all involved. IntegrityOne have dedicated aged care specialists who will ...
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Well almost new! Welcome back Eliot! After 3 and a half years away from the group, Eliot has re-joined the ...
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The Australian Government’s Health Direct website recommends a balanced diet for seniors.   This includes the normal advice about fruit ...
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SMSFs have a range of reporting requirements, one of which changes to members transfer balances. A member’s transfer balance is ...
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Treasurer Josh Frydenberg’s first Budget focused on reducing the tax burden for the majority of working Australians, greater superannuation flexibility ...
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Want to help boost your retirement savings while potentially saving on tax? Here are five smart super strategies to consider ...
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Home loan customers are currently well positioned to lock in good fixed-term home loan deals as lenders keep lowering their ...
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So the 2019 Federal election has come and gone. So what does the Coalition victory mean? The following article provides ...
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Carers are people who provide care and support to family members and friends who have a disability, mental illness, chronic ...
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Federal Treasurer Josh Frydenberg MP delivered the budget in Federal Parliament on Tuesday 2 April 2019. If you are interested ...
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Congratulations to Integrity Financial Services financial adviser Mark Rees on taking out this year's annual Moomba Birdman Rally. Mark’s son ...
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Welcome to the next in a series of videos featuring Integrity One staff members sharing stories of day to day ...
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Following the lodgement of a home loan application, hopeful borrowers are often keen to know what will happen next and ...
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Are you at an age where you find it difficult to complete certain tasks around the home but want to ...
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In your retirement years, retirement villages may provide you with a lifestyle choice that allows you to reduce the time ...
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For those getting ready to stride into the world of home ownership, the uncertainties of pre-approval can cast a shadow ...
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Even the best budget can unravel if the right tools are not in place. Here we talk about how to ...
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None of us like paying late payment fees on our credit cards. The good news is there are simple ways ...
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Let's support a good cause! Integrity One's own Ben Young has been actively supporting men's health through his participation in ...
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Working out a realistic spending plan is a great way to take control of your finances. Although it may seem ...
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Welcome to the next in a series of videos featuring Integrity One staff members sharing stories of day to day ...
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If you want to repay your mortgage quickly and still have easy access to your additional repayments, an offset account ...
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Welcome to the next in the series of videos featuring Integrity One staff members sharing stories of day to day ...
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Now is as good a time as any to review your current financial situation and put a plan in place ...
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Welcome to the next in a series of videos featuring Integrity One staff members sharing stories of day to day ...
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Early planning can take away a lot of the stress and uncertainty that can arise when considering aged care at ...
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Welcome to the next in a series of videos featuring Integrity One staff members sharing stories of day to day ...
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If you’re experiencing financial difficulty – if you’ve taken some hard knocks – then you’ll know how quickly things can ...
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Welcome to the first of a series of videos featuring Integrity One staff members sharing stories of day to day ...
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Everyone saves money differently. Some set aside a percentage of their pay regularly, others use lump sums from bonuses or ...
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“Don't sail out farther than you can row back.” This Danish saying is sound advice for anyone thinking of borrowing ...
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1. Get your eligibility assessed Before you can enter an aged care facility and receive Government support, your health situation ...
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Whether you're looking to get your affairs in order, buy a house, start a family or prepare for retirement, seeking ...
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There are many benefits to being a small business owner such as being your own boss, leading a team and ...
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UPDATE : 2 July 2018 The competition has ended, congratulations to our two winners Ricky Wait & Fab Carelli! & ...
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From 2 July 2018 the federal government will introduce a New Child Care Package. The new Package consists of a ...
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Are you paying Interest Only? Until only recently recommending interest only loans for investment purposes was a standard wealth creation ...
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In the recent Federal Budget the $20,000 immediate asset write-off has been extended for 12 months to 30 June 2019 ...
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By making a personal super contribution and claiming the amount as a tax deduction, you may be able to pay ...
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Contributing some of your pre-tax salary, wages or a bonus into super could help you to reduce your tax and ...
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Most fees in residential aged care are regulated by government, but more and more care providers are charging for additional ...
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If your income is under a certain threshold, then making personal after-tax super contributions could enable you to qualify for a ...
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Making an after-tax contribution into your spouse’s super could benefit you both – by increasing your spouse’s super and potentially ...
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Most of us are now back to work after our summer break. But that doesn’t mean we can’t already start ...
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Too often we all have plans to save great amounts of money and often struggle to stick to our savings ...
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Many Australians have ditched taxis for Uber for a number of reasons. These include the convenience of being able to ...
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Featured in the newsletter  Tips to save money during the festive season Tips to save money on Christmas gifts 5 ...
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It is often called “the best loan you’ll even get” and Griffith University Business School lecturer Tracey West says that ...
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Budgeting is a great way to control spending, but it is also important to track what you are spending to ...
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A common long term investment in Australia is buying a property and renting it out. However there are significant pros ...
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Paying an accountant vs doing your own tax is a much debated issue. Although there are arguments for doing your ...
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Buy a business asset that costs less than $20,000 If you purchase a business asset and it is ready for ...
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On July 1 2017, a number of superannuation changes are set to take place. The changes include: • Introduction of ...
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The Victorian Government has recently announced housing initiatives. These include the abolishment of stamp duty for some first-home buyers, changing ...
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