Powering down for a relaxing holiday
It’s nice to enjoy a break over the summer months. In fact, it’s an Aussie tradition – that mass exodus after Boxing Day that sees us head off for some well-earned rest and relaxation. However, it can be hard to unwind when we have a device in our pocket buzzing away every couple of minutes.
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Preparing for property success in 2024
The new year is a time when most people sit back and set some goals for the year ahead. But why not think about your goals for next year now? If you are thinking of buying a property, get a jump-start on 2024 and be ready to buy by starting the pre-approval process and doing your research now.
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Aged care challenges in the home
Aging at home with government-subsidised funding is made possible through the Home Care Packages program.
However, a crackdown on what the funds can be used for and a shortage of support workers can make it challenging to understand the funding available.
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Returning to work after retirement
Employers are desperate for workers and cost of living pressures are making it tough to live on a pension. That’s a perfect mix of conditions to send some retirees back to work. But it’s smart to get good advice before you take the leap.
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5 tips to pay off your mortgage faster
Can you imagine living mortgage-free? For many homeowners, mortgage repayments represent a large part of their salary and many years of hard work, with the end not clearly in sight.
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Retirement income and tax
How much tax you pay on retirement income depends on your age and the type of income stream.
For most people, an income stream from superannuation will be tax-free from age 60.
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Weighing up whether to renovate or sell
It’s easy to be inspired by the super-profitable renovations and dream rebuilds we see on TV.
In real life, the picture can be a little different. The key to achieving your particular dream home is to arm yourself with the comparative costs for both selling and buying, and renovating, with a clear understanding of what’s possible on the funds you can raise – and afford to pay off. So, let’s take a look at some things you need to consider.
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Diversification
Diversification is an investment strategy that lowers your portfolio’s risk and helps you get more stable returns. It’s worth taking the time to review your investments and look for opportunities to diversify.
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How to give back
Australia is a giving country, but we often give in kind rather than financially. If you are considering giving money there are several ways to do so.
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This information is of a general nature and does not take into consideration anyone’s individual circumstances or objectives. Financial Planning activities only are provided by Integrity One Planning Services Pty Ltd as a Corporate Authorised Representative No. 315000 of Integrity Financial Planners Pty Ltd ABN 71 069 537 855 AFSL 225051. Integrity One Planning Services Pty Ltd and Integrity One Accounting and Business Advisory Services Pty Ltd are not liable for any financial loss resulting from decisions made based on this information. These articles are not owned by Integrity One Planning Services. Please consult your adviser, finance specialist, broker, and/or accountant before making decisions using this information.